Supplemental Insurance

Unexpected expenses can disrupt financial stability. Pagio’s understands the need for an added layer of security. We acknowledge the financial burden that comes with unexpected events. Our commitment is to enhance your financial well-being by providing supplementary coverage, ensuring you are prepared for life’s uncertainties. Trust Pagio’s to be your safety net, boosting your overall coverage and peace of mind.

Even with solid health insurance, unexpected medical events can leave you facing expenses your primary plan doesn't fully cover. Deductibles, copays, lost wages, and out-of-pocket costs add up quickly when you're dealing with an illness, injury, or hospital stay. Supplemental insurance plans are designed to help bridge those gaps and keep your finances intact when life takes an unexpected turn.

Your Primary Insurance May Not Be Enough

Most health insurance plans are designed to cover a portion of your medical costs, not all of them. When a serious health event occurs, you may still be responsible for thousands of dollars in expenses. Add in the possibility of missed work, travel for treatment, or childcare needs, and the financial strain can become significant.

Many families live paycheck to paycheck and don't have savings to absorb a sudden financial hit. Supplemental coverage provides a layer of protection that pays benefits directly to you, giving you cash to use however you need it during a difficult time.

Coverage Options That Work Alongside Your Existing Plan

At PAGIO's, we help you understand the supplemental coverage options available and how they can complement your current insurance. These plans are designed to pay benefits directly to you, regardless of what your primary insurance covers. We offer guidance on:

• Accident insurance to cover costs from unexpected injuries
• Critical illness coverage for diagnoses like cancer, heart attack, or stroke
• Hospital indemnity plans that pay a benefit for each day hospitalized
• Disability insurance to replace income if you're unable to work
• Cancer-specific policies for added protection against treatment costs

Is Supplemental Insurance Worth the Extra Cost?

It depends on your situation. If you have limited savings, a high-deductible health plan, or a family history of certain health conditions, supplemental coverage can provide valuable peace of mind. The premiums are typically affordable, and the benefits can make a real difference when you need them most.

We help you evaluate whether supplemental insurance makes sense for your circumstances. There's no pressure to buy anything. Our job is to give you the information you need to make a smart decision.

Personalized Recommendations, Not Generic Advice

Everyone's situation is different, and cookie-cutter solutions don't work when it comes to insurance. We take the time to understand your current coverage, your concerns, and your budget before suggesting any supplemental plans. You'll receive recommendations that are tailored to your life, not a one-size-fits-all package.

Be Prepared for the Unexpected

Financial surprises are stressful enough without worrying about how you'll pay the bills. If you've been wondering whether supplemental insurance could give you an extra layer of security, let's talk it through. PAGIO's can help you find coverage that fits your needs and your budget.